FAQ

One of the most innovative ways to borrow money for short-term loans is by utilizing payday loans. These loans are designed to help individuals who find themselves in a brief financial pinch, obtain the money they need to get through it. Serving as low-interest, short-term vehicles, these payday loans can be the much-needed financial answer for those times when you come up just a bit short.

How these loans work is with the submission of a few financial documents, generally a recent bank statement and a checking account receiving at least $1500/mo. In direct deposits, money can then be transferred into these accounts for pre-agreed upon amounts. Then, after the next direct deposit is placed into the checking account, our company will automatically withdraw the amount due to satisfy the loan. In addition, we want to see our customers be successful while on their financial path, so we work with each individual client to lay out all of the terms and agreements up front including fees and repayment structure.

We understand there are times when life happens and our customers may not be able to repay these loans by the agreed upon deadline. In these instances we would ask they alert us to their situation as soon as possible so that we might work out an alternative repayment plan. As mentioned earlier, in going over the fee structure and repayment plan, the additional fees for this service would have already been discussed, so there would be no surprises or hidden fees in our process.

We also work with many of the local print/copy shops such as Kinko’s, The UPS Store, and many others for those needing to fax in their documentation or requests for new loans. In addition, one approved for a payday loan, our members that provide a proven history of repayment success, obtaining future payday loans down the road as needed is a very simple process.

Most loans, if approved are transferred electronically into our customer’s bank accounts and are accessible by them as soon as the next business day. In addition, we can usually approve our customers, and respond to them with our decision on their loan within an hour. On the chance our customers make a payday loan request outside our normal business hours, we are typically able to approve their request as soon as the next business day.

Because we are able to expedite the loan process and work with anyone regardless of credit history, using our company for payday loans is a financially solid option for those in need of a short-term loan.